Retirement Planning
Retirement is the period of your life when you are no longer working and you need to fund your day today expenses from your savings. Retirement planning is a part of overall financial planning process and it enables a person to enjoy the desired post retirement lifestyle. When you stop earning, you would certainly want to maintain nearly the same standard of living. Post retirement, a person does not have his monthly paycheck and will have to depend on the annuity he receives from his investment corpus. Planning for the sunset years acquires added importance because people over-estimate what they have and under-estimate how much they need post retirement.
With retirement not far around the corner, your needs will be rapidly changing. And you will be asking the big questions – what does retirement mean to me, and will I have enough? How can I be better off? As our lives change, our financial needs and priorities change too.  Sangeeta Dasgupta’s Financial Advisory  can help you be better off at every stage of life – no matter where you start. That’s why this information is designed specifically for your stage in life. Even if you’re years away from retiring, you’re wise to be thinking about retirement planning. Years from now you’ll be a lot happier saying, “I’m glad I did” instead of “I wish I had”. A retirement plan is an assurance that you will continue to earn a satisfying income and enjoy a comfortable lifestyle, even when you are no longer working. We will help you understand how much you need to grow your wealth before you retire and how to plan for it.
What you can do to achieve your retirement goals
  • If you start early, you can build large corpus for retirement. It is a myth that one should start planning for retirement when you are 40 plus. Remember the power of compounding!
  • Define your need and financial objectives.
  • Seek advice of a financial planner, who shall chalk out a plan for you. A financial planner can guide you to invest in appropriate asset class to build corpus for your retirement.
  • Diversification and optimal asset allocation in accordance with one's risk appetite is a key to successful financial and retirement planning.
  • Review your plan at regular interval to ensure you are on track.
Do Contact Us for more information and your customized Retirement Plan